R .v. O
St. Albans Crown Court
The Defendant was charged with committing fraud in that, dishonestly and intending to make a gain for himself or another, or to cause loss to another, or to expose another to risk of loss, he made a false representation, which was and which he knew was or might be untrue or misleading, namely that, in an application to a Bank for a mortgage advance in the sum of £618,750 in respect of a property., in breach of Section 2 of the Fraud Act 2006.
The sentencing guidelines for Fraud, prescribes as the determinants of seriousness, include the `value of property or consequential loss involved` The custody range is between 2-6 years.
A Goodyear application based on all the facts of the matter was submitted to the Court, and on the basis thereof, the Defendant pleaded Guilty.
At sentence, the Defendant was sentenced to 6 months custody suspended for 24 months and an unpaid work requirement of 80 hours.